/* Base + Form styles for Go Get Insurance */
:root{
  --bg:#0b0f19; --card:#121829; --muted:#94a3b8; --text:#e2e8f0;
  --brand:#5b9cff; --accent:#22c55e; --danger:#ef4444; --line:rgba(255,255,255,.08);
  --focus: rgba(91,156,255,.35);
}
*{box-sizing:border-box}
html,body{height:100%}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--text);
  background:linear-gradient(180deg,#0b0f19 0%,#0d1426 100%)}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:1100px;margin:0 auto;padding:0 16px}

/* Header */
.site-header{position:sticky;top:0;backdrop-filter:saturate(180%) blur(10px);
  background:rgba(11,15,25,.6);border-bottom:1px solid var(--line);z-index:50}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:64px}
.brand a{font-weight:800;font-size:1.25rem;color:#fff}
.brand span{color:var(--brand)}
.site-nav a{margin-left:18px;color:var(--text);opacity:.9}
.site-nav a:hover{opacity:1}
.breadcrumbs{font-size:.85rem;color:var(--muted);padding:8px 0}
.breadcrumbs a{color:var(--muted)}

/* Hero */
.hero{padding:64px 0}
.hero-inner{display:grid;grid-template-columns:1.25fr 1fr;gap:28px;align-items:center}
.hero-copy h1{font-size:2.2rem;margin:.2rem 0 .6rem}
.hero-copy p{color:var(--muted);margin:0 0 1.2rem}
.trust-row{display:flex;gap:14px;color:var(--muted);font-size:.95rem;margin-top:8px}
.btn-primary{display:inline-flex;align-items:center;justify-content:center;background:linear-gradient(180deg,#5b9cff,#3b82f6);
  color:#fff;border:0;border-radius:12px;font-weight:700;cursor:pointer;padding:12px 18px;position:relative;overflow:hidden}
.btn-primary:disabled{opacity:.6;cursor:not-allowed}
.hero-art{min-height:220px;background:radial-gradient(60% 60% at 50% 40%,rgba(91,156,255,.2),transparent 60%),linear-gradient(180deg,rgba(34,197,94,.2),transparent 60%);border:1px solid var(--line);border-radius:20px;position:relative}
.hero-art .badge{position:absolute;top:14px;right:14px;background:var(--card);color:#fff;border:1px solid var(--line);padding:8px 10px;border-radius:10px;font-weight:600}

/* Form */
.form-card{border:1px solid var(--line);border-radius:18px;background:var(--card);padding:18px}
.form-header{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:10px}
.progress{flex:1}
.progress-bar{height:8px;border-radius:999px;background:linear-gradient(90deg,#5b9cff,#22c55e);
  width:0%;transition:width .3s ease}
.progress-steps{font-size:.85rem;color:var(--muted);margin-top:6px}
.step{display:none;margin-top:12px}
.step.active{display:block}
legend{font-weight:700;margin-bottom:8px}
label{display:block;font-size:.9rem;color:var(--muted);margin:8px 0 6px}
input,select{width:100%;background:#0f172a;border:1px solid var(--line);color:#fff;border-radius:12px;padding:12px 12px;font-size:1rem;outline:none}
input:focus,select:focus{border-color:var(--brand);box-shadow:0 0 0 3px var(--focus)}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.btn-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:8px}
.btn{background:#0f172a;border:1px solid var(--line);color:#fff;border-radius:12px;padding:12px 14px;font-weight:600;cursor:pointer}
.btn:hover{border-color:var(--brand)}
.btn.ghost{background:transparent}
.zip-input-row{display:flex;gap:10px}
.form-controls{display:flex;justify-content:space-between;align-items:center;margin-top:14px}

/* Ripple */
.btn,.btn-primary{position:relative;overflow:hidden}
.ripple{position:absolute;border-radius:50%;transform:scale(0);animation:ripple .6s linear;background:rgba(255,255,255,.35)}
@keyframes ripple{to{transform:scale(4);opacity:0}}

/* Loader */
.loader{display:none;align-items:center;gap:10px;margin-top:12px}
.loader[aria-hidden="false"]{display:flex}
.spinner{width:18px;height:18px;border:3px solid rgba(255,255,255,.25);border-top-color:#fff;border-radius:50%;animation:spin 1s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}

/* FAQ */
.faq{margin-top:8px;border-top:1px solid var(--line)}
.faq-q{width:100%;text-align:left;background:transparent;border:0;color:#fff;padding:14px 0;border-bottom:1px solid var(--line);cursor:pointer}
.faq-a{display:none;padding:8px 0 16px;color:var(--muted)}
.faq-q[aria-expanded="true"] + .faq-a{display:block}

/* Footer */
.site-footer{border-top:1px solid var(--line);padding:20px 0;background:rgba(11,15,25,.6)}
.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:10px}
.footer-inner nav a{margin-left:12px;color:var(--muted)}

/* A11y */
.skip-link{position:absolute;left:-9999px;top:auto}
.skip-link:focus{left:10px;top:10px;z-index:999;background:var(--brand);color:#000;padding:8px;border-radius:6px}

@media (max-width:900px){
  .hero-inner{grid-template-columns:1fr}
  .site-nav{display:none}
  .grid-2{grid-template-columns:1fr}
  .btn-grid{grid-template-columns:repeat(2,1fr)}
}